Pin Set
Posted December 18, 2008
By admin
Hello there, if you set up a pin number for your credit card and go to an atm can you withdraw the card value?
Basically lets say my credit card has a limit of $1,000 on it. Lets say so far I've used $390 leaving me with a balance of $610, and if on my statement it says cash available $250, could I withdraw that amount from my account, please tell me. Thanks,
You could, but serioulsy avoid it at all cost.
That is considered a Cash Advance and you will not only be hit with the ATM fee, but a Cash Advance Fee and the interest rate on Cash Advances is also usually higher than purchases and with no Grace Period.
If you withdrew $250 dollars today and paid it back tommorow you would probably have paid in the neighborhood of $50 in fees depending on how bad your CC Company and the ATM are on Fees.
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